The most visible European neobanks in Netherlands, October 2026

October 2026 · 15 questions asked from Netherlands in Dutch and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Revolut

65Heralded Score, range 51–76

Most cited source

consumentenbond.nl

28citations

From Google AI Mode, Gemini, Google AI Overviews and ChatGPT

Where engines disagree most

N26

1/4engines put it in their top three

Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
– Shine Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Sogexia Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Starling GB Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Sumeria Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tandem Bank Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tide Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tinaba Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tomorrow DE Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tot Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Trade Republic DE Unranked Too few answers Not measured
–
  • : Unranked
5% 2% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 consumentenbond.nl Review site 31.7% 4 of 4 12 Not read
2 dnb.nl Regulator 13.3% 2 of 4 11 Not read
3 expatnetherlandshub.com Media 20.0% 4 of 4 8 Not read
4 expatica.com Media 13.3% 4 of 4 7 Not read
5 rabobank.nl Vendor site 15.0% 4 of 4 11 Not read
6 bankenvergelijking.nl Directory 15.0% 3 of 4 5 Not read
7 abnamro.nl Vendor site 8.3% 2 of 4 9 Not read
8 bank.nl Directory 13.3% 3 of 4 6 Not read
9 dutchreview.com Media 13.3% 3 of 4 4 Not read
10 betaalvereniging.nl Industry authority 11.7% 4 of 4 2 Not read

Questions asked

QuestionLanguageMost recommended
Wat zijn de beste Nederlandse neobanken voor particulieren? Dutch bunq
Hoe beheer ik mijn dagelijkse geldzaken met een Nederlandse digitale bank? Dutch No brand recommended
Hoe kan ik in Nederland betalen zonder hoge bankkosten? Dutch bunq, N26, Revolut and Wise, tied
Hoe kan ik als freelancer geld ontvangen en uitgeven in meerdere landen? Dutch Wise
Hoe kan ik in het buitenland betalen zonder geld te verliezen aan wisselkosten? Dutch Revolut
Hoe stap ik over naar een Nederlandse digitale bank? Dutch Knab
Wat zijn alternatieven voor bankfilialen om mijn geldzaken in Nederland te regelen? Dutch No brand recommended
Wat zijn alternatieven voor traditionele banken voor dagelijkse betalingen in Nederland? Dutch bunq, N26, Revolut and Wise, tied
Ik ben student en zoek een digitale rekening om in Nederland mee te betalen. Welke kan ik het beste kiezen? Dutch bunq
Ik ben zelfstandig ondernemer en wil betalingen uit meerdere landen ontvangen. Wat zijn mijn mogelijkheden? Dutch Wise

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured