The most visible B2B European neobanks on Gemini, October 2026

October 2026 · 12 questions asked in English, worldwide · Gemini · 24 answers read

Leader

Revolut

67%of answers name it

Most cited source

google.com

5citations

From Gemini

Where engines disagree most

One engine

This page reads Gemini only. Set Engine to All to compare them.

Brands

Rank Brand Heralded Score Mentioned Recommended By engine Mentioned by Change
1#1 overall Revolut GB 68 , range 45–80 67% 33% First reading
2#2 overall Wise GB 59 , range 40–77 46% 42% First reading
3#3 overall N26 DE 39 , range 27–59 38% 13% First reading
4#4 overall bunq NL 37 , range 25–56 33% 13% First reading
5#5 overall Monzo GB 30 , range 17–45 25% 4% None First reading
6#6 overall Starling GB 20 , range 10–40 13% 4% First reading
– Curve GB Too few answers 0% 0% None First reading
– Finom NL Too few answers 0% 0% None First reading
– Holvi FI Too few answers 0% 0% None First reading
– Lunar DK Too few answers 0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 freelancepick.com Review site 4.2% 1 of 4 1 0
2 monito.com Review site 4.2% 1 of 4 1 0

The questions, and who wins each

QuestionLanguageWins it
best neobanks English Revolut and Wise, tied
neobanks recommendations for travellers English Revolut and Wise, tied
top neobanks in Europe English bunq, N26, Revolut and Wise, tied
how to choose neobanks English Revolut and Wise, tied
what to look for in neobanks English No brand recommended
neobanks for families English No brand recommended
neobanks that work with Apple Pay English No brand recommended
neobanks with GDPR-compliant EU hosting English bunq, N26 and Vivid, tied
best neobanks for freelancers English Wise
most reliable neobanks English No brand recommended

Each engine's top three

Method

Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured