The most visible business bank accounts in France, October 2026

October 2026 · 15 questions asked from France in French and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Qonto

55Heralded Score, range 31–74

Most cited source

youtube.com

21citations

From Google AI Mode and Google AI Overviews

Where engines disagree most

Indy

1/4engines put it in their top three

Top three on Google AI Overviews, not on Google AI Mode, Gemini and ChatGPT

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
1 Qonto FR New entry 55 , range 31–74 63#1 42#4
55
  • : score 55 · #1
45% 22% First reading
2 Shine FR New entry 53 , range 28–72 56#2 48#1
53
  • : score 53 · #2
40% 19% First reading
3 Indy FR New entry 44 , range 22–61 42#4 47#2
44
  • : score 44 · #3
26% 14% First reading
4 Revolut Business GB New entry 40 , range 23–64 46#3 30#7
40
  • : score 40 · #4
29% 16% First reading
5 Hello bank! Pro FR New entry 18 , range 4–50 23#5 10#16
18
  • : score 18 · #5
10% 5% First reading
6 N26 DE New entry 15 , range 1–45 5#9 33#5
15
  • : score 15 · #6
7% 1% First reading
7 Finom NL New entry 11 , range 3–48 12#7 9#17
11
  • : score 11 · #7
9% 2% First reading
8 Wise Business GB New entry 10 , range 4–47 15#6 1= #29
10
  • : score 10 · #8
11% 1% None First reading
9 Propulse by CA New entry 9 , range 1–42 4#12 19#10
9
  • : score 9 · #9
5% 1% First reading
10 HSBC HK New entry 6 , range 1–38 2= #13 13#12
6
  • : score 6 · #10
3% 1% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 youtube.com Social 25.0% 2 of 4 18 Not read
2 moneyvox.fr Media 16.7% 2 of 4 4 21
3 service-public.gouv.fr Regulator 13.3% 3 of 4 6 Not read
4 comparabanques.fr Directory 10.0% 3 of 4 3 16
5 finance-heros.fr Media 8.3% 2 of 4 1 12
6 legalplace.fr Vendor site 8.3% 4 of 4 4 6
7 pennylane.com Vendor site 8.3% 3 of 4 2 6
8 selectra.info Consultancy 8.3% 4 of 4 3 12
9 service-public.fr Regulator 8.3% 1 of 4 1 Not read
10 connectpay.com Vendor site 6.7% 3 of 4 2 Not read

Questions asked

QuestionLanguageMost recommended
Quel est le meilleur compte bancaire professionnel pour une petite entreprise ? French Hello bank! Pro and Shine, tied
Compte professionnel en ligne pour les startups French Qonto, Revolut Business and Shine, tied
Comment une nouvelle entreprise peut-elle ouvrir un compte bancaire professionnel en ligne ? French No brand recommended
Comment séparer mes finances professionnelles et personnelles en tant qu’indépendant ? French No brand recommended
Banque traditionnelle ou compte professionnel en ligne pour une petite entreprise ? French Crédit Mutuel, Indy, Qonto and Shine, tied
Compte professionnel multidevise ou compte local pour une entreprise exportatrice ? French No brand recommended
Quelles alternatives à une banque traditionnelle pour le compte professionnel d’une petite entreprise ? French Hello bank! Pro, Indy, Qonto, Revolut Business and Shine, tied
Quelles alternatives à un compte personnel pour les paiements professionnels ? French Indy
Je me lance en freelance et je crée mon entreprise. Quel compte professionnel devrais-je ouvrir ? French Qonto and Shine, tied
Je gère une petite entreprise de commerce en ligne et j’ai besoin d’un compte professionnel avec des cartes pour mon équipe. French Revolut Business

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured