The most visible travel and expense tools in Europe, October 2026

October 2026 · 105 questions asked from 7 countries · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 420 answers read

Leader

SAP Concur

34Heralded Score, range 26–55

Most cited source

youtube.com

79citations

From Google AI Mode and Google AI Overviews

Where engines disagree most

Pleo

1/4engines put it in their top three

Top three on ChatGPT, not on Google AI Mode, Gemini and Google AI Overviews

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
11 Brex US New entry 8 , range 5–37 12#10 2#36
8
  • : score 8 · #11
9% 2% First reading
12 Booking.com for Business NL New entry 8 , range 5–34 8#14 9#7
8
  • : score 8 · #12
7% 1% First reading
13 Xero Expenses NZ New entry 7 , range 5–34 10#11 2#34
7
  • : score 7 · #13
9% 1% First reading
14 Payhawk GB New entry 6 , range 4–31 8#13 4#21
6
  • : score 6 · #14
6% 1% First reading
15 Qonto FR New entry 6 , range 3–31 5#16 7#9
6
  • : score 6 · #15
5% 0% None First reading
16 Circula DE New entry 6 , range 3–30 7#15 4#20
6
  • : score 6 · #16
5% 2% First reading
17 Expensya New entry 5 , range 2–31 5#19 6#11
5
  • : score 5 · #17
4% 1% None First reading
18 BizAway IT New entry 5 , range 2–31 5#18 6#13
5
  • : score 5 · #18
4% 1% None First reading
19 Zoho Books IN New entry 5 , range 3–30 4#24 7#10
5
  • : score 5 · #19
5% 0% First reading
20 Jenji New entry 5 , range 2–30 5#23 5#16
5
  • : score 5 · #20
4% 1% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 urssaf.fr Regulator 1.7% 3 of 4 2 Not read
12 business.gov.nl Regulator 1.2% 3 of 4 4 Not read
13 factorialhr.de Vendor site 1.9% 3 of 4 3 5
14 google.com Vendor site 1.4% 3 of 4 8 Not read
15 paylocity.com Vendor site 2.1% 3 of 4 2 Not read
16 prospend.com Vendor site 2.1% 2 of 4 2 Not read
17 fuer-gruender.de Media 1.9% 3 of 4 2 3
18 mercury.com Vendor site 1.9% 1 of 4 1 4
19 uschamber.com Unclassified 1.9% 3 of 4 2 Not read
20 bcdtravel.com Vendor site 1.0% 2 of 4 6 Not read

Questions asked

QuestionLanguageMost recommended
best travel and expense software for small businesses English Navan and Zoho Expense, tied
business travel booking and expense tracking for finance teams English Navan, TravelPerk, Ramp, SAP Concur and TravelPerk, tied
how can a small business track employee travel spending English Navan
how to reimburse employees for business travel expenses English Wise Business
centralized travel booking vs employee-paid bookings for small businesses English No brand recommended

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured