The most visible travel and expense tools, October 2026

October 2026 · 12 questions asked in English, worldwide · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 96 answers read

Leader

Navan

78%of answers name it

Most cited source

concur.com

50citations

From Google AI Mode, Gemini, Google AI Overviews and ChatGPT

Where engines disagree most

Brex

1/4engines put it in their top three

Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT

Brands

Rank Brand Rank change Heralded Score Score trend Mentioned Recommended By engine Mentioned by Change
1 Navan US New entry 78 , range 71–84
78
  • : score 78 · #1
78% 57% First reading
2 SAP Concur US New entry 75 , range 67–82
75
  • : score 75 · #2
76% 51% First reading
3 Ramp US New entry 74 , range 66–81
74
  • : score 74 · #3
73% 51% First reading
4 Brex US New entry 64 , range 52–74
64
  • : score 64 · #4
61% 40% First reading
5 TravelPerk ES New entry 63 , range 51–73
63
  • : score 63 · #5
59% 41% First reading
6 Expensify US New entry 55 , range 46–67
55
  • : score 55 · #6
52% 33% First reading
7 Zoho Expense IN New entry 38 , range 32–46
38
  • : score 38 · #7
31% 15% First reading
8 Emburse US New entry 33 , range 21–40
33
  • : score 33 · #8
25% 8% First reading
9 Perk ES New entry 10 , range 5–32
10
  • : score 10 · #9
9% 6% First reading
10 Pleo DK New entry 8 , range 3–30
8
  • : score 8 · #10
7% 4% First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

This month's moves

First reading. No comparable previous month yet.

Biggest risers

No clear rise.

Biggest fallers

No clear fall.

Drop-outs

No drop-outs.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 concur.com Brand site 41.7% 4 of 4 8 7
2Withheld. Run a full Snapshot to see it.
3Withheld. Run a full Snapshot to see it.
4Withheld. Run a full Snapshot to see it.
5 expensify.com Brand site 14.6% 3 of 4 7 15
6Withheld. Run a full Snapshot to see it.
7Withheld. Run a full Snapshot to see it.
8Withheld. Run a full Snapshot to see it.
9Withheld. Run a full Snapshot to see it.
10 pleo.io Brand site 4.2% 2 of 4 5 5

The questions, and who wins each

QuestionLanguageWins it
best business travel and expense software for a distributed company English Navan
business travel and expense software recommendations for an office manager English Expensify
top business travel and expense software English Ramp
how to choose business travel and expense software English Navan and Ramp, tied
what to look for in business travel and expense software English Navan, Payhawk, Ramp and TravelPerk, tied
business travel and expense software for a team of 20 to 200 English Ramp
business travel and expense software that integrates with Xero English Expensify
business travel and expense software with GDPR-compliant hosting English Navan, Rydoo, SAP Concur and TravelPerk, tied
business travel and expense software for consulting English SAP Concur
most reliable business travel and expense software English SAP Concur

Each engine's top three

Method

Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured