Leader
90%of answers name it
The most visible B2B European neobanks in Romania, October 2026
Most cited source
75citations
From Google AI Mode, Gemini, Google AI Overviews and ChatGPT
Where engines disagree most
1/4engines put it in their top three
Top three on ChatGPT, not on Google AI Mode, Gemini and Google AI Overviews
Brands
| Rank | Brand | Heralded Score | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|
| 1#1 overall | | 85 , range 79–89 | 90% | 66% | | First reading | |
| 2#2 overall | | 76 , range 70–82 | 75% | 55% | | First reading | |
| 3#3 overall | | 50 , range 43–61 | 53% | 24% | | First reading | |
| 4#4 overall | | 43 , range 37–50 | 41% | 18% | | First reading | |
| 5#5 overall | | 8 , range 4–29 | 10% | 3% | None | First reading | |
| 6#8 overall | | 2 , range 1–8 | 3% | 0% | None | First reading | |
| – | | Too few answers | 0% | 0% | None | First reading | |
| – | | Too few answers | 0% | 0% | None | First reading | |
| – | | Too few answers | 0% | 0% | None | First reading | |
| – | | Too few answers | 1% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Brand site | 35.0% | 4 of 4 | 46 | 2 |
| 2 | Withheld. Run a full Snapshot to see it. | |||||
| 3 | Withheld. Run a full Snapshot to see it. | |||||
| 4 | Withheld. Run a full Snapshot to see it. | |||||
| 5 | | Brand site | 10.8% | 3 of 4 | 10 | 1 |
| 6 | | Brand site | 10.0% | 1 of 4 | 12 | 1 |
| 7 | Withheld. Run a full Snapshot to see it. | |||||
| 8 | Withheld. Run a full Snapshot to see it. | |||||
| 9 | Withheld. Run a full Snapshot to see it. | |||||
| 10 | Withheld. Run a full Snapshot to see it. | |||||
The questions, and who wins each
| Question | Language | Wins it |
|---|---|---|
| best neobank for everyday banking in europe | English | |
| mobile banking for people living in europe | English | |
| best digital bank for european residents who travel | English | |
| how can i manage my money across european countries | English | |
| how to pay bills and track spending from my phone | English | |
Each engine's top three
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Method
Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.