Leader
64%of answers name it
The most visible European neobanks in Netherlands, October 2026
AI: how the engines answer the board's questions; Search: Google's top 10 for the questions' demand keywords; All: both combined. How the Heralded Score works.
Most cited source
28citations
From Google AI Mode, Gemini, Google AI Overviews and ChatGPT
Where engines disagree most
1/4engines put it in their top three
Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT
Brands
| Rank | Brand | Rank change | Heralded Score | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | Genome | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | –
| 0% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
This month's moves
First reading. No comparable previous month yet.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Review site | 31.7% | 4 of 4 | 12 | Not read |
| 2 | | Regulator | 13.3% | 2 of 4 | 11 | Not read |
| 3 | | Media | 20.0% | 4 of 4 | 8 | Not read |
| 4 | | Media | 13.3% | 4 of 4 | 7 | Not read |
| 5 | | Vendor site | 15.0% | 4 of 4 | 11 | Not read |
| 6 | | Directory | 15.0% | 3 of 4 | 5 | Not read |
| 7 | | Vendor site | 8.3% | 2 of 4 | 9 | Not read |
| 8 | | Directory | 13.3% | 3 of 4 | 6 | Not read |
| 9 | | Media | 13.3% | 3 of 4 | 4 | Not read |
| 10 | | Industry authority | 11.7% | 4 of 4 | 2 | Not read |
The questions, and who wins each
| Question | Language | Wins it |
|---|---|---|
| Best neobank for everyday banking in the Netherlands | English | |
| Mobile banking for people living in the Netherlands | English | |
| Best digital bank for Dutch residents who travel | English | |
| How can I manage my money across the Netherlands? | English | |
| How can I pay bills and track my spending from my phone? | English | No brand recommended |
Each engine's top three
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Method
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.