The most visible European neobanks in Italy, October 2026

October 2026 · 15 questions asked from Italy in Italian and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Revolut

54Heralded Score, range 33–77

Most cited source

bancaditalia.it

17citations

From Google AI Mode, Google AI Overviews and ChatGPT

Where engines disagree most

N26

1/4engines put it in their top three

Top three on ChatGPT, not on Google AI Mode, Gemini and Google AI Overviews

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
– Green-Got FR Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Helios Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Hello bank! Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Holvi FI Unranked Too few answers Not measured 3= #16
–
  • : Unranked
0% 0% None First reading
– illimity Unranked Too few answers Not measured 0= #24
–
  • : Unranked
3% 0% First reading
– imagin Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Klarna SE Unranked Too few answers Not measured 0= #24
–
  • : Unranked
2% 0% None First reading
– Knab Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Kontist Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading
– Kroo Unranked Too few answers Not measured 0= #24
–
  • : Unranked
0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 reddit.com Community 6.7% 3 of 4 4 1
12 bleap.finance Vendor site 6.7% 2 of 4 2 Not read
13 waitaly.net Community 6.7% 2 of 4 1 4
14 agendadigitale.eu Media 5.0% 2 of 4 2 5
15 intesasanpaolo.com Vendor site 5.0% 2 of 4 2 Not read
16 italia.it Vendor site 5.0% 3 of 4 1 Not read
17 qualebanca.com Vendor site 5.0% 3 of 4 1 7
18 satispay.com Vendor site 3.3% 2 of 4 3 Not read
19 spendee.com Vendor site 5.0% 3 of 4 1 Not read
20 studiomicera.it Unclassified 3.3% 2 of 4 2 Not read

Questions asked

QuestionLanguageMost recommended
best neobank for everyday banking in Italy English Revolut
mobile banking for people living in Italy English HYPE, isybank, N26, Revolut and Wise, tied
best digital bank for Italian residents who travel English N26
how can i manage my money across Italy English Revolut and Wise, tied
how to pay bills and track spending from my phone English No brand recommended

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured