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The most visible European neobanks in France, October 2026

October 2026 · 15 questions asked from France in French and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

AI: how the engines answer the board's questions; Search: Google's top 10 for the questions' demand keywords; All: both combined. How the Heralded Score works.

Leader

Revolut

57%of answers name it

Most cited source

google.com

5citations

From Gemini and Google AI Overviews

Where engines disagree most

They agree

Every engine names the same top three.

Brands

Rank Brand Rank change Heralded Score Score trend Mentioned Recommended By engine Mentioned by Change
1 Revolut GB New entry 75 , range 44–82
75
  • : score 75 · #1
 57% 36% None First reading
2 N26 DE New entry 54 , range 29–73
54
  • : score 54 · #2
 40% 21% None First reading
3 BoursoBank New entry 52 , range 23–61
52
  • : score 52 · #3
 28% 14% None First reading
4 Fortuneo New entry 49 , range 22–60
49
  • : score 49 · #4
 27% 12% None First reading
5 Wise GB New entry 45 , range 32–75
45
  • : score 45 · #5
 39% 28% None First reading
6 bunq NL New entry 34 , range 21–59
34
  • : score 34 · #6
 23% 12% None First reading
7 Hello bank! New entry 23 , range 3–48
23
  • : score 23 · #7
 12% 2% None First reading
8 Monabanq New entry 18 , range 1–42
18
  • : score 18 · #8
 7% 1% None First reading
9 Nickel New entry 16 , range 2–47
16
  • : score 16 · #9
 11% 0% None First reading
10 Sumeria New entry 13 , range 1–43
13
  • : score 13 · #10
 7% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

This month's moves

First reading. No comparable previous month yet.

Biggest risers

No clear rise.

Biggest fallers

No clear fall.

Drop-outs

No drop-outs.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 google.com Vendor site 3.3% 2 of 4 4 0
2Withheld. Run a full Snapshot to see it.
3Withheld. Run a full Snapshot to see it.
4Withheld. Run a full Snapshot to see it.
5Withheld. Run a full Snapshot to see it.
6Withheld. Run a full Snapshot to see it.
7Withheld. Run a full Snapshot to see it.
8 credit-agricole.fr Vendor site 3.3% 2 of 4 2 Not read
9Withheld. Run a full Snapshot to see it.
10Withheld. Run a full Snapshot to see it.

The questions, and who wins each

QuestionLanguageWins it
best neobank for everyday banking in europe English bunq, N26 and Revolut, tied
mobile banking for people living in europe English Revolut
best digital bank for european residents who travel English N26, Revolut and Wise, tied
how can i manage my money across european countries English Revolut and Wise, tied
how to pay bills and track spending from my phone English BoursoBank

Each engine's top three

Method

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured