The most visible European neobanks in France, October 2026

October 2026 · 15 questions asked from France in French and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Revolut

75Heralded Score, range 44–82

Most cited source

europa.eu

23citations

From Google AI Overviews and ChatGPT

Where engines disagree most

They agree

Every engine names the same top three.

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
– Pixpay Unranked Too few answers Not measured 8= #16
–
  • : Unranked
1% 0% First reading
– Propulse by CA Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Saldo Bank LT Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Salt Bank RO Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Sogexia Unranked Too few answers Not measured 3#20
–
  • : Unranked
0% 0% First reading
– Starling GB Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% First reading
– Tandem Bank Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Tide Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Tinaba Unranked Too few answers Not measured 0= #23
–
  • : Unranked
0% 0% None First reading
– Tomorrow DE Unranked Too few answers Not measured 0= #23
–
  • : Unranked
1% 0% First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 europa.eu Regulator 11.7% 2 of 4 19 Not read
2 youtube.com Social 13.3% 1 of 4 12 Not read
3 moneyvox.fr Media 15.0% 3 of 4 7 12
4 finance-heros.fr Media 13.3% 4 of 4 6 16
5 selectra.info Directory 13.3% 4 of 4 4 22
6 comparabanques.fr Directory 10.0% 3 of 4 5 12
7 reddit.com Community 10.0% 3 of 4 5 1
8 google.com Vendor site 3.3% 2 of 4 4 Not read
9 panorabanques.com Directory 8.3% 2 of 4 4 8
10 banks.eu Directory 5.0% 1 of 4 3 4

Questions asked

QuestionLanguageMost recommended
best neobank for everyday banking in europe English bunq, N26 and Revolut, tied
mobile banking for people living in europe English Revolut
best digital bank for european residents who travel English N26, Revolut and Wise, tied
how can i manage my money across european countries English Revolut and Wise, tied
how to pay bills and track spending from my phone English BoursoBank

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured