The most visible B2C European neobanks on Google AI Overviews, October 2026

October 2026 · 12 questions asked in English, worldwide · Google AI Overviews · 24 answers read

Leader

Revolut

46%of answers name it

Most cited source

nerdwallet.com

15citations

From Google AI Overviews

Where engines disagree most

One engine

This page reads Google AI Overviews only. Set Engine to All to compare them.

Brands

Rank Brand Heralded Score Mentioned Recommended By engine Mentioned by Change
1#1 overall Revolut GB 50 , range 36–73 46% 29% First reading
= 2#2 overall Monzo GB 32 , range 18–48 25% 8% None First reading
= 2#2 overall N26 DE 32 , range 18–48 25% 8% None First reading
= 4#4 overall bunq NL 30 , range 16–46 21% 8% First reading
= 4#4 overall Wise GB 30 , range 15–46 17% 13% First reading
– Curve GB Too few answers 0% 0% None First reading
– Green-Got FR Too few answers 0% 0% None First reading
– Lunar DK Too few answers 0% 0% None First reading
– Monese GB Too few answers 0% 0% None First reading
– MyInvestor ES Too few answers 0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 nerdwallet.com Media 37.5% 1 of 4 7 4
2Withheld. Run a full Snapshot to see it.
3Withheld. Run a full Snapshot to see it.
4Withheld. Run a full Snapshot to see it.
5Withheld. Run a full Snapshot to see it.
6Withheld. Run a full Snapshot to see it.
7Withheld. Run a full Snapshot to see it.
8Withheld. Run a full Snapshot to see it.
9 sofi.com Vendor site 8.3% 1 of 4 5 1
10 bankrate.com Media 16.7% 1 of 4 2 1

The questions, and who wins each

QuestionLanguageWins it
best neobanks English Revolut
neobanks recommendations for travellers English Revolut and Wise, tied
top neobanks in Europe English Revolut
how to choose neobanks English No brand recommended
what to look for in neobanks English No brand recommended
neobanks for families English No brand recommended
neobanks that work with Apple Pay English No brand recommended
neobanks with GDPR-compliant EU hosting English No brand recommended
best neobanks for freelancers English Wise
most reliable neobanks English No brand recommended

Each engine's top three

Method

Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured