Leader
58%of answers name it
The most visible B2B European neobanks on ChatGPT, October 2026
Most cited source
17citations
From ChatGPT
Where engines disagree most
One engine
This page reads ChatGPT only. Set Engine to All to compare them.
Brands
| Rank | Brand | Heralded Score | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|
| 1#1 overall | | 59 , range 42–76 | 58% | 33% | | First reading | |
| 2#2 overall | | 36 , range 17–52 | 25% | 17% | | First reading | |
| 3#3 overall | | 35 , range 12–50 | 25% | 13% | | First reading | |
| = 4#4 overall | | 33 , range 8–48 | 17% | 17% | | First reading | |
| = 4#4 overall | | 33 , range 9–48 | 21% | 13% | | First reading | |
| – | | Too few answers | 0% | 0% | | First reading | |
| – | | Too few answers | 0% | 0% | None | First reading | |
| – | | Too few answers | 4% | 4% | None | First reading | |
| – | | Too few answers | 4% | 4% | None | First reading | |
| – | | Too few answers | 0% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Media | 20.8% | 1 of 4 | 11 | 0 |
| 2 | Withheld. Run a full Snapshot to see it. | |||||
| 3 | | Media | 12.5% | 1 of 4 | 3 | 0 |
| 4 | Withheld. Run a full Snapshot to see it. | |||||
| 5 | Withheld. Run a full Snapshot to see it. | |||||
| 6 | Withheld. Run a full Snapshot to see it. | |||||
| 7 | Withheld. Run a full Snapshot to see it. | |||||
| 8 | Withheld. Run a full Snapshot to see it. | |||||
| 9 | | Media | 4.2% | 1 of 4 | 1 | 0 |
| 10 | | Media | 4.2% | 1 of 4 | 1 | 0 |
The questions, and who wins each
| Question | Language | Wins it |
|---|---|---|
| best neobanks | English | |
| neobanks recommendations for travellers | English | |
| top neobanks in Europe | English | |
| how to choose neobanks | English | No brand recommended |
| what to look for in neobanks | English | No brand recommended |
| neobanks for families | English | |
| neobanks that work with Apple Pay | English | |
| neobanks with GDPR-compliant EU hosting | English | |
| best neobanks for freelancers | English | No brand recommended |
| most reliable neobanks | English | No brand recommended |
Each engine's top three
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Method
Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.