Leader
66Heralded Score, range 30–77
The most visible business bank accounts in United Kingdom, October 2026
Most cited source
6citations
From Google AI Mode, Gemini and Google AI Overviews
Where engines disagree most
1/4engines put it in their top three
Top three on Gemini, not on Google AI Mode, Google AI Overviews and ChatGPT
Brands
| Rank | Brand | Rank change | Heralded Score All | AI | Search | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | | New entry | 66 , range 30–77 | 61#1 | 73#1 | 66
| 52% | 23% | | First reading | |
| 2 | | New entry | 56 , range 27–69 | 52#3 | 62#4 | 56
| 40% | 17% | | First reading | |
| 3 | | New entry | 51 , range 29–72 | 57#2 | 42#5 | 51
| 41% | 19% | | First reading | |
| 4 | | New entry | 37 , range 6–51 | 16#10 | 72#2 | 37
| 13% | 10% | | First reading | |
| 5 | | New entry | 31 , range 5–51 | 30#7 | 32#6 | 31
| 14% | 5% | | First reading | |
| 6 | | New entry | 28 , range 20–56 | 38#5 | 10#9 | 28
| 24% | 7% | | First reading | |
| 7 | | New entry | 27 , range 21–58 | 41#4 | 2#13 | 27
| 24% | 10% | | First reading | |
| 8 | | New entry | 23 , range 15–33 | 35#6 | 1= #14 | 23
| 15% | 9% | | First reading | |
| 9 | | New entry | 22 , range 5–45 | 24#9 | 20#8 | 22
| 14% | 2% | | First reading | |
| 10 | | New entry | 17 , range 5–40 | 26#8 | 1= #14 | 17
| 10% | 4% | | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Vendor site | 10.0% | 3 of 4 | 2 | 7 |
| 2 | | Vendor site | 6.7% | 2 of 4 | 3 | 8 |
| 3 | | Vendor site | 6.7% | 3 of 4 | 2 | 12 |
| 4 | | Vendor site | 3.3% | 2 of 4 | 3 | Not read |
| 5 | | Vendor site | 5.0% | 2 of 4 | 3 | Not read |
| 6 | | Vendor site | 5.0% | 1 of 4 | 1 | 11 |
| 7 | | Vendor site | 3.3% | 1 of 4 | 1 | Not read |
| 8 | | Vendor site | 3.3% | 1 of 4 | 1 | 11 |
| 9 | | Vendor site | 1.7% | 1 of 4 | 2 | Not read |
| 10 | | Vendor site | 3.3% | 2 of 4 | 2 | Not read |
Questions asked
| Question | Language | Most recommended |
|---|---|---|
| best business bank account for small businesses | English | |
| online business account for freelancers | English | |
| how to open a business bank account online | English | No brand recommended |
| how to manage company expenses with team cards | English | No brand recommended |
| digital business account vs traditional bank for startups | English | |
Each engine's top three
Google AI Mode
- 1
Starling
- = 2
Monzo Business
- = 2
Tide
Gemini
Google AI Overviews
- = 1
- = 1
- 3
ChatGPT
- 1
- 2
- 3
Related leaderboards
Method
Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.