The most visible business bank accounts in Spain, October 2026

October 2026 · 15 questions asked from Spain in Spanish and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Most cited source

cofide.mx

1citations

From Google AI Overviews

Where engines disagree most

Wise Business

3/4engines put it in their top three

Top three on Gemini, Google AI Overviews and ChatGPT, not on Google AI Mode

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
1 Revolut Business GB New entry 49 , range 40–63 49#1
49
  • : score 49 · #1
52% 22% None First reading
2 Qonto FR New entry 44 , range 36–56 44#2
44
  • : score 44 · #2
40% 21% None First reading
3 Wise Business GB New entry 43 , range 35–54 43#3
43
  • : score 43 · #3
41% 17% None First reading
4 N26 DE New entry 32 , range 13–41 32#4
32
  • : score 32 · #4
22% 9% None First reading
5 Banco Sabadell ES New entry 32 , range 15–41 32#5
32
  • : score 32 · #5
25% 6% None First reading
6 CaixaBank ES New entry 31 , range 10–39 31#6
31
  • : score 31 · #6
24% 4% None First reading
7 Finom NL New entry 30 , range 9–39 30#7
30
  • : score 30 · #7
19% 7% None First reading
8 Bankinter ES New entry 16 , range 5–35 16#8
16
  • : score 16 · #8
14% 5% None First reading
= 9 Mercury US New entry 7 , range 2–32 7= #9
7
  • : score 7 · #9
7% 3% None First reading
= 9 Relay CA New entry 7 , range 3–32 7= #9
7
  • : score 7 · #9
9% 1% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 cofide.mx Reference 1.7% 1 of 4 1 Not read

Questions asked

QuestionLanguageMost recommended
¿Cuál es la mejor cuenta bancaria para una pequeña empresa? Spanish N26, Qonto, Revolut Business and Banco Sabadell, tied
Banca online para startups Spanish Qonto, Revolut Business and Wise Business, tied
¿Cómo puede una empresa nueva abrir una cuenta bancaria de empresa online? Spanish Revolut Business and Wise Business, tied
¿Cómo puedo separar mis finanzas personales de las del negocio si soy autónomo? Spanish No brand recommended
Banco tradicional o cuenta online para pequeñas empresas Spanish N26, Qonto and Revolut Business, tied
Cuenta multidivisa o cuenta local para empresas exportadoras Spanish Wise Business
Alternativas a los bancos tradicionales para abrir una cuenta para una pequeña empresa Spanish N26, Qonto, Revolut Business and Wise Business, tied
Alternativas a usar una cuenta personal para los pagos de la empresa Spanish BBVA Empresas, Qonto and Revolut Business, tied
Soy autónomo y estoy poniendo en marcha mi negocio. ¿Qué cuenta para empresas debería abrir? Spanish N26 and Banco Sabadell, tied
Tengo un pequeño negocio de comercio electrónico y necesito una cuenta de empresa con tarjetas para mi equipo. Spanish Finom, Qonto and Revolut Business, tied

Each engine's top three

Google AI Mode

No brand named in at least three answers.

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured