The most visible business bank accounts in Europe, October 2026

October 2026 · 105 questions asked from 7 countries · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 420 answers read

Most cited source

handelsblatt.com

18citations

From Google AI Mode, Google AI Overviews and ChatGPT

Where engines disagree most

They agree

Every engine names the same top three.

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
1 Revolut Business GB New entry 45 , range 41–48 45#1
45
  • : score 45 · #1
43% 20% First reading
2 Qonto FR New entry 39 , range 36–42 39#2
39
  • : score 39 · #2
34% 14% First reading
3 Wise Business GB New entry 38 , range 35–42 38#3
38
  • : score 38 · #3
33% 13% First reading
4 Finom NL New entry 34 , range 31–37 34#4
34
  • : score 34 · #4
25% 10% First reading
5 N26 DE New entry 12 , range 8–25 12#5
12
  • : score 12 · #5
13% 3% First reading
6 Starling GB New entry 10 , range 7–23 10#6
10
  • : score 10 · #6
10% 5% First reading
7 Monzo Business GB New entry 9 , range 7–20 9#7
9
  • : score 9 · #7
10% 4% First reading
8 Tide GB New entry 9 , range 6–18 9#8
9
  • : score 9 · #8
10% 3% First reading
9 Shine FR New entry 9 , range 6–17 9#9
9
  • : score 9 · #9
9% 4% First reading
10 bunq NL New entry 8 , range 6–16 8#10
8
  • : score 8 · #10
9% 4% First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 handelsblatt.com Media 3.1% 3 of 4 8 8
2 onderneming.nl Media 3.6% 3 of 4 3 5
3 nerdwallet.com Media 2.6% 2 of 4 10 Not read
4 finanzfluss.de Media 2.6% 4 of 4 5 9
5 moneysavingexpert.com Media 2.9% 3 of 4 3 3
6 moneyvox.fr Media 2.4% 2 of 4 4 6
7 businessexpert.co.uk Media 1.4% 1 of 4 5 6
8 forbes.com Media 1.7% 3 of 4 3 4
9 zakelijkvooruit.nl Media 1.7% 3 of 4 4 5
10 nomadgate.com Media 1.4% 1 of 4 1 9

Questions asked

QuestionLanguageMost recommended
Quel est le meilleur compte bancaire professionnel pour une petite entreprise ? French Shine
Compte professionnel en ligne pour les startups French Qonto, Revolut Business and Shine, tied
Comment une nouvelle entreprise peut-elle ouvrir un compte bancaire professionnel en ligne ? French No brand recommended
Comment séparer mes finances professionnelles et personnelles en tant qu’indépendant ? French No brand recommended
Banque traditionnelle ou compte professionnel en ligne pour une petite entreprise ? French Qonto and Shine, tied
Compte professionnel multidevise ou compte local pour une entreprise exportatrice ? French No brand recommended
Quelles alternatives à une banque traditionnelle pour le compte professionnel d’une petite entreprise ? French Qonto, Revolut Business and Shine, tied
Quelles alternatives à un compte personnel pour les paiements professionnels ? French Qonto, Revolut Business and Shine, tied
Je me lance en freelance et je crée mon entreprise. Quel compte professionnel devrais-je ouvrir ? French Qonto and Shine, tied
Je gère une petite entreprise de commerce en ligne et j’ai besoin d’un compte professionnel avec des cartes pour mon équipe. French Revolut Business

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured