The most visible travel and expense tools in Europe, October 2026

October 2026 · 105 questions asked from 7 countries · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 420 answers read

Leader

SAP Concur

41Heralded Score, range 38–45

Most cited source

youtube.com

79citations

From Google AI Mode and Google AI Overviews

Where engines disagree most

Pleo

1/4engines put it in their top three

Top three on ChatGPT, not on Google AI Mode, Gemini and Google AI Overviews

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
1 SAP Concur US New entry 41 , range 38–45 41#1
41
  • : score 41 · #1
40% 15% First reading
2 Navan US New entry 41 , range 38–44 41#2
41
  • : score 41 · #2
38% 16% First reading
3 TravelPerk ES New entry 39 , range 36–41 39#3
39
  • : score 39 · #3
33% 15% First reading
4 Zoho Expense IN New entry 37 , range 34–41 37#4
37
  • : score 37 · #4
28% 17% First reading
5 Expensify US New entry 37 , range 34–41 37#5
37
  • : score 37 · #5
32% 12% First reading
6 Spendesk FR New entry 33 , range 31–37 33#6
33
  • : score 33 · #6
25% 10% First reading
7 Pleo DK New entry 32 , range 28–35 32#7
32
  • : score 32 · #7
19% 11% None First reading
8 Ramp US New entry 31 , range 21–33 31#8
31
  • : score 31 · #8
20% 7% First reading
9 Rydoo BE New entry 17 , range 9–30 17#9
17
  • : score 17 · #9
14% 5% First reading
10 Brex US New entry 12 , range 8–25 12#10
12
  • : score 12 · #10
13% 3% First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 youtube.com Social 10.2% 2 of 4 44 Not read
2 sap.com Vendor site 5.7% 4 of 4 14 2
3 apps365.com Vendor site 4.8% 3 of 4 7 13
4 gov.uk Regulator 1.9% 3 of 4 14 Not read
5 irs.gov Regulator 2.1% 2 of 4 5 Not read
6 bundesfinanzministerium.de Regulator 1.4% 1 of 4 14 Not read
7 g2.com Review site 3.6% 3 of 4 12 Not read
8 linkedin.com Social 4.0% 2 of 4 9 Not read
9 free-now.com Vendor site 2.9% 3 of 4 8 9
10 holafly.com Vendor site 2.6% 2 of 4 2 7

Questions asked

QuestionLanguageMost recommended
best travel and expense software for small businesses English Navan and Zoho Expense, tied
business travel booking and expense tracking for finance teams English Navan, TravelPerk, Ramp, SAP Concur and TravelPerk, tied
how can a small business track employee travel spending English Navan
how to reimburse employees for business travel expenses English Wise Business
centralized travel booking vs employee-paid bookings for small businesses English No brand recommended

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured