The most visible online payment gateways in United Kingdom, October 2026

October 2026 · 15 questions asked from United Kingdom in English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

PayPal

76Heralded Score, range 68–83

Where engines disagree most

They agree

Every engine names the same top three.

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
1 PayPal US New entry 76 , range 68–83 77#1 75#1
76
  • : score 76 · #1
67% 34% First reading
2 Stripe US New entry 75 , range 66–82 75#2 75#2
75
  • : score 75 · #2
67% 29% First reading
3 Square US New entry 46 , range 30–70 54#3 32#12
46
  • : score 46 · #3
40% 16% None First reading
4 Worldpay GB New entry 45 , range 11–53 30#7 70#4
45
  • : score 45 · #4
19% 5% First reading
5 Shopify Payments CA New entry 41 , range 24–62 44#4 36#9
41
  • : score 41 · #5
29% 13% None First reading
6 GoCardless GB New entry 41 , range 12–54 33#5 54#5
41
  • : score 41 · #6
19% 8% None First reading
7 Adyen NL New entry 37 , range 9–52 31#6 46#7
37
  • : score 37 · #7
17% 5% None First reading
8 Revolut Business GB New entry 17 , range 2–47 7#12 35#10
17
  • : score 17 · #8
5% 5% None First reading
9 Authorize.net US New entry 14 , range 2–42 4#16 32#11
14
  • : score 14 · #9
6% 1% First reading
10 Braintree US New entry 12 , range 3–48 12#8 13#15
12
  • : score 12 · #10
7% 4% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 comparecardfees.co.uk Review site 5.0% 2 of 4 3 Not read
2 businesscomparison.com Review site 3.3% 1 of 4 1 7
3 paymentnerds.com Review site 3.3% 2 of 4 1 Not read
4 what-mobile-payment.com Review site 3.3% 1 of 4 2 Not read
5 cardfellow.com Review site 1.7% 1 of 4 1 Not read
6 expertsure.com Review site 1.7% 1 of 4 1 Not read
7 mobiletransaction.org Review site 1.7% 1 of 4 1 Not read
8 moneyland.ch Review site 1.7% 1 of 4 1 Not read
9 moneysupermarket.com Review site 1.7% 1 of 4 1 Not read
10 stackcoast.com Review site 1.7% 1 of 4 1 Not read

Questions asked

QuestionLanguageMost recommended
What is the best payment gateway for an online store? English PayPal and Stripe, tied
Online payment processing for small businesses English PayPal
How can a small online store accept card payments? English PayPal, Shopify Payments, Square and Stripe, tied
How do I add online payments to my website? English PayPal and Stripe, tied
Payment gateway from a bank vs. an online payment provider for e-commerce English PayPal and Stripe, tied
Flat-rate vs. interchange-plus pricing for online payments English No brand recommended
Alternatives to cash on delivery for an online store English PayPal
Alternatives to bank transfers for collecting customer payments online English GoCardless, PayPal, Square and Stripe, tied
I run a small online shop. Which payment gateway should I use? English PayPal and Shopify Payments, tied
I lead e-commerce at a retailer and want fewer declined payments at checkout. English Checkout.com and PayPal, tied

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured