The most visible online payment gateways in Europe, October 2026

October 2026 · 105 questions asked from 7 countries · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 420 answers read

Leader

Stripe

75Heralded Score, range 72–78

Most cited source

youtube.com

95citations

From Google AI Mode and Google AI Overviews

Where engines disagree most

Adyen

1/4engines put it in their top three

Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
21 Revolut Pay GB New entry 3 , range 2–5 3#21
3
  • : score 3 · #21
2% 1% First reading
22 Pay.nl NL New entry 3 , range 2–5 3#22
3
  • : score 3 · #22
2% 1% First reading
23 Paysera Checkout LT New entry 2 , range 2–4 2#23
2
  • : score 2 · #23
3% 0% None First reading
24 WooCommerce Payments ZA New entry 2 , range 1–4 2#24
2
  • : score 2 · #24
2% 1% First reading
25 myPOS BG New entry 2 , range 1–4 2#25
2
  • : score 2 · #25
2% 0% First reading
26 Buckaroo NL New entry 2 , range 1–4 2#26
2
  • : score 2 · #26
1% 0% First reading
27 Unzer DE New entry 2 , range 1–4 2#27
2
  • : score 2 · #27
1% 1% None First reading
28 Plati.online RO New entry 2 , range 1–4 2#28
2
  • : score 2 · #28
2% 0% First reading
29 Lyra FR New entry 1 , range 1–3 1#29
1
  • : score 1 · #29
1% 0% None First reading
– 2Checkout RO Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 mkbhomepage.nl Review site 2.1% 3 of 4 4 3
12 mobiletransaction.org Media 2.1% 3 of 4 7 8
13 multisafepay.com Vendor site 2.1% 3 of 4 3 Not read
14 paymentnerds.com Review site 2.1% 3 of 4 1 Not read
15 taxually.com Vendor site 1.9% 1 of 4 2 7
16 webhipsters.ro Consultancy 2.1% 2 of 4 1 10
17 flowify.fr Consultancy 1.9% 2 of 4 1 6
18 linkedin.com Social 1.7% 2 of 4 7 Not read
19 altagency.co.uk Consultancy 1.7% 2 of 4 1 4
20 businessexpert.co.uk Media 1.2% 1 of 4 4 8

Questions asked

QuestionLanguageMost recommended
best payment gateways for small businesses English PayPal, Shopify Payments, Square and Stripe, tied
online payment gateway for ecommerce English Stripe
how to accept online payments on a website English PayPal and Stripe, tied
how to reduce declined card payments online English No brand recommended
payment gateway fees comparison English Adyen, EuPlatesc, Helcim, Netopia Payments, PayPal, PayU, Square and Stripe, tied

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured