Heralded
Start free trial
Heralded

The most visible European neobanks in Romania, October 2026

October 2026 · 15 questions asked from Romania in Romanian and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 120 answers read

Leader

Revolut

90%of answers name it

Most cited source

revolut.com

75citations

From Google AI Mode, Gemini, Google AI Overviews and ChatGPT

Where engines disagree most

bunq

1/4engines put it in their top three

Top three on ChatGPT, not on Google AI Mode, Gemini and Google AI Overviews

Brands

Rank Brand Rank change Heralded Score Score trend Mentioned Recommended By engine Mentioned by Change
1 Revolut GB New entry 85 , range 79–89
85
  • : score 85 · #1
 90% 66% First reading
2 Wise GB New entry 76 , range 70–82
76
  • : score 76 · #2
 75% 55% First reading
3 N26 DE New entry 50 , range 43–61
50
  • : score 50 · #3
 53% 24% None First reading
4 bunq NL New entry 43 , range 37–50
43
  • : score 43 · #4
 41% 18% First reading
5 Monese GB New entry 8 , range 4–29
8
  • : score 8 · #5
 10% 3% None First reading
6 Trade Republic DE New entry 7 , range 3–23
7
  • : score 7 · #6
 6% 4% None First reading
7 Salt Bank RO New entry 6 , range 3–18
6
  • : score 6 · #7
 6% 2% None First reading
8 Curve GB New entry 2 , range 1–8
2
  • : score 2 · #8
 3% 0% None First reading
– Finom NL Unranked Too few answers
–
  • : Unranked
 0% 0% None First reading
– Holvi FI Unranked Too few answers
–
  • : Unranked
 0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

This month's moves

First reading. No comparable previous month yet.

Biggest risers

No clear rise.

Biggest fallers

No clear fall.

Drop-outs

No drop-outs.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 bancatransilvania.ro Vendor site 4.2% 2 of 4 3 0
12Withheld. Run a full Snapshot to see it.
13 google.com Vendor site 1.7% 1 of 4 5 0
14Withheld. Run a full Snapshot to see it.
15Withheld. Run a full Snapshot to see it.
16 apple.com Vendor site 1.7% 1 of 4 4 0
17Withheld. Run a full Snapshot to see it.
18 euromoney.com Media 2.5% 2 of 4 2 0
19Withheld. Run a full Snapshot to see it.
20 paypal.com Vendor site 1.7% 1 of 4 2 0

The questions, and who wins each

QuestionLanguageWins it
best neobank for everyday banking in europe English N26 and Revolut, tied
mobile banking for people living in europe English Wise
best digital bank for european residents who travel English N26 and Revolut, tied
how can i manage my money across european countries English Wise
how to pay bills and track spending from my phone English Revolut

Each engine's top three

Method

Each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured