The most visible European neobanks in Netherlands, October 2026

October 2026 · 15 questions asked from Netherlands in Dutch and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Revolut

65Heralded Score, range 51–76

Most cited source

consumentenbond.nl

28citations

From Google AI Mode, Gemini, Google AI Overviews and ChatGPT

Where engines disagree most

N26

1/4engines put it in their top three

Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
– Shine FR Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Sogexia Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Starling GB Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Sumeria Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tandem Bank Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tide GB Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tinaba Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tomorrow DE Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Tot Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Trade Republic DE Unranked Too few answers Not measured
–
  • : Unranked
5% 2% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 consumentenbond.nl Review site 31.7% 4 of 4 12 Not read
2 dnb.nl Regulator 13.3% 2 of 4 11 Not read
3 expatnetherlandshub.com Media 20.0% 4 of 4 8 Not read
4 expatica.com Media 13.3% 4 of 4 7 Not read
5 rabobank.nl Vendor site 15.0% 4 of 4 11 Not read
6 bankenvergelijking.nl Directory 15.0% 3 of 4 5 Not read
7 abnamro.nl Vendor site 8.3% 2 of 4 9 Not read
8 bank.nl Directory 13.3% 3 of 4 6 Not read
9 dutchreview.com Media 13.3% 3 of 4 4 Not read
10 betaalvereniging.nl Industry authority 11.7% 4 of 4 2 Not read

Questions asked

QuestionLanguageMost recommended
Best neobank for everyday banking in the Netherlands English bunq
Mobile banking for people living in the Netherlands English Revolut
Best digital bank for Dutch residents who travel English bunq, Revolut and Wise, tied
How can I manage my money across the Netherlands? English Wise
How can I pay bills and track my spending from my phone? English No brand recommended

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured