Leader
65Heralded Score, range 51–76
The most visible European neobanks in Netherlands, October 2026
Brands
Search is not measured for this board yet, so it ranks on AI answers.
| Rank | Brand | Rank change | Heralded Score All | AI | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | | New entry | 65 , range 51–76 | 65#1 | 65
| 64% | 39% | None | First reading | |
| 2 | | New entry | 61 , range 48–73 | 61#2 | 61
| 64% | 32% | None | First reading | |
| 3 | | New entry | 53 , range 43–69 | 53#3 | 53
| 52% | 31% | None | First reading | |
| 4 | | New entry | 43 , range 35–55 | 43#4 | 43
| 40% | 19% | None | First reading | |
| 5 | | New entry | 27 , range 8–38 | 27#5 | 27
| 19% | 5% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
Questions asked
| Question | Language | Most recommended |
|---|---|---|
| Best neobank for everyday banking in the Netherlands | English | |
| Mobile banking for people living in the Netherlands | English | |
| Best digital bank for Dutch residents who travel | English | |
| How can I manage my money across the Netherlands? | English | |
| How can I pay bills and track my spending from my phone? | English | No brand recommended |
Each engine's top three
Related leaderboards
Method
Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.