Leader
76Heralded Score, range 73–79
The most visible European neobanks in Europe, October 2026
Most cited source
93citations
From Google AI Mode, Gemini, Google AI Overviews and ChatGPT
Where engines disagree most
They agree
Every engine names the same top three.
Brands
Search is not measured for this board yet, so it ranks on AI answers.
| Rank | Brand | Rank change | Heralded Score All | AI | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|---|
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Regulator | 10.7% | 4 of 4 | 50 | Not read |
| 2 | | Social | 11.0% | 2 of 4 | 59 | Not read |
| 3 | | Review site | 4.5% | 4 of 4 | 12 | Not read |
| 4 | | Media | 5.0% | 4 of 4 | 18 | 4 |
| 5 | | Vendor site | 4.0% | 4 of 4 | 19 | Not read |
| 6 | | Vendor site | 5.5% | 4 of 4 | 24 | 1 |
| 7 | | Vendor site | 4.5% | 3 of 4 | 5 | 9 |
| 8 | | Vendor site | 5.2% | 3 of 4 | 4 | 5 |
| 9 | | Social | 4.3% | 2 of 4 | 18 | Not read |
| 10 | | Community | 5.0% | 3 of 4 | 18 | 1 |
Questions asked
| Question | Language | Most recommended |
|---|---|---|
| Quali sono le migliori neobanche italiane per i privati? | Italian | |
| Come posso gestire le spese quotidiane con una banca digitale italiana? | Italian | No brand recommended |
| Come posso fare pagamenti in Italia senza pagare commissioni bancarie elevate? | Italian | |
| Come può un freelance ricevere e spendere denaro in più Paesi? | Italian | |
| Come posso pagare all’estero senza perdere denaro sul cambio valuta? | Italian | |
| Come posso trasferire il mio conto a una banca digitale italiana? | Italian | |
| Quali alternative ci sono alle filiali bancarie per gestire il denaro in Italia? | Italian | No brand recommended |
| Quali alternative ci sono alle banche tradizionali per i pagamenti quotidiani in Italia? | Italian | |
| Sono uno studente e mi serve un conto digitale per le spese in Italia. Quale mi consigli? | Italian | |
| Lavoro in proprio e voglio ricevere pagamenti da più Paesi. Quali opzioni ho? | Italian | |
Each engine's top three
Related leaderboards
Method
Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.