The most visible digital banking platforms for banks and insurers in Netherlands, October 2026

October 2026 · 15 questions asked from Netherlands in Dutch and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Mambu

38Heralded Score, range 32–48

Most cited source

europa.eu

20citations

From ChatGPT

Where engines disagree most

Thought Machine

2/4engines put it in their top three

Top three on Gemini and ChatGPT, not on Google AI Mode and Google AI Overviews

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
– Keylane NL Unranked Too few answers Not measured
–
  • : Unranked
3% 0% None First reading
– Kindgeek UA Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Kony, Inc. US Unranked Too few answers Not measured
–
  • : Unranked
5% 0% None First reading
– Lumin Digital US Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Majesco US Unranked Too few answers Not measured
–
  • : Unranked
4% 0% None First reading
– MeridianLink US Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Narmi US Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– NCR Voyix US Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Ohpen NL Unranked Too few answers Not measured
–
  • : Unranked
5% 0% None First reading
– Oracle Banking Digital Experience US Unranked Too few answers Not measured
–
  • : Unranked
2% 2% First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 europa.eu Regulator 10.0% 1 of 4 16 Not read
2 gartner.com Industry authority 13.3% 3 of 4 6 16
3 deloitte.com Consultancy 6.7% 3 of 4 5 Not read
4 dnb.nl Regulator 3.3% 1 of 4 6 Not read
5 bis.org Regulator 1.7% 1 of 4 5 Not read
6 afm.nl Regulator 3.3% 2 of 4 4 Not read
7 guideflow.com Vendor site 6.7% 3 of 4 1 11
8 linkedin.com Social 6.7% 2 of 4 4 Not read
9 signicat.com Vendor site 5.0% 2 of 4 4 Not read
10 amazon.com Vendor site 3.3% 2 of 4 2 4

Questions asked

QuestionLanguageMost recommended
best digital banking platforms for banks English Temenos
digital insurance platform for insurers English Duck Creek, EIS Group and Guidewire, tied
how to launch a digital bank English No brand recommended
how to modernize core banking systems English No brand recommended
cloud core banking vs legacy core banking English No brand recommended

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured