The most visible digital banking platforms for banks and insurers in Netherlands, October 2026

October 2026 · 15 questions asked from Netherlands in Dutch and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

Mambu

38Heralded Score, range 32–48

Most cited source

europa.eu

20citations

From ChatGPT

Where engines disagree most

Thought Machine

2/4engines put it in their top three

Top three on Gemini and ChatGPT, not on Google AI Mode and Google AI Overviews

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
– Tuum EE Unranked Too few answers Not measured
–
  • : Unranked
2% 2% First reading
– Velmie LT Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading
– Veritran AR Unranked Too few answers Not measured
–
  • : Unranked
0% 0% First reading
– Zafin CA Unranked Too few answers Not measured
–
  • : Unranked
0% 0% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 doocat.com Vendor site 3.3% 2 of 4 2 Not read
12 entrust.com Vendor site 3.3% 1 of 4 3 Not read
13 ey.com Consultancy 3.3% 2 of 4 2 Not read
14 meniga.com Vendor site 5.0% 2 of 4 3 Not read
15 sofi.com Vendor site 3.3% 1 of 4 2 Not read
16 youtube.com Social 3.3% 1 of 4 3 Not read
17 amlyze.com Vendor site 3.3% 2 of 4 1 4
18 aspiresys.com Consultancy 3.3% 1 of 4 2 Not read
19 asseco.com Vendor site 3.3% 2 of 4 1 Not read
20 business.gov.nl Regulator 3.3% 2 of 4 2 Not read

Questions asked

QuestionLanguageMost recommended
Wat zijn de beste digitale bankplatforms voor banken? Dutch Backbase, Infosys Finacle, Mambu, Oracle Banking Digital Experience, Q2, Temenos and Thought Machine, tied
Corebanking- en software voor digitale onboarding bij financiële instellingen Dutch Fenergo, Finastra, Infosys Finacle, Mambu, TCS BaNCS, Temenos, Thought Machine and Tuum, tied
Hoe kan een bank een mobiele bankapp lanceren zonder alles zelf te bouwen? Dutch No brand recommended
Hoe moderniseer ik ons verouderde corebankingsysteem? Dutch No brand recommended
Zelf bouwen of een digitaal bankplatform kopen voor een middelgrote bank Dutch Mambu, Temenos and Thought Machine, tied
Low-codeplatform of maatwerkontwikkeling voor de digitale klantreizen van een verzekeraar Dutch No brand recommended
Alternatieven voor het in één keer vervangen van het corebankingsysteem van een bank Dutch No brand recommended
Alternatieven voor handmatige onboarding van leningen en rekeningen bij banken Dutch No brand recommended
Ik leid de digitale transformatie bij een regionale bank. Welk platform kunnen we het beste gebruiken voor digitale onboarding? Dutch Backbase
Ik ben CIO bij een verzekeraar. Hoe kan ik de schadeafhandeling en de verkoop van polissen digitaliseren? Dutch Guidewire

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured