Leader
38Heralded Score, range 35–42
The most visible digital banking platforms for banks and insurers in Europe, October 2026
Brands
Search is not measured for this board yet, so it ranks on AI answers.
| Rank | Brand | Rank change | Heralded Score All | AI | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|---|
| 21 | | New entry | 4 , range 2–6 | 4#21 | 4
| 4% | 0% | | First reading | |
| 22 | | New entry | 3 , range 2–6 | 3#22 | 3
| 3% | 1% | None | First reading | |
| 23 | | New entry | 2 , range 1–4 | 2#23 | 2
| 2% | 0% |  | First reading | |
| 24 | | New entry | 1 , range 1–3 | 1#24 | 1
| 1% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 1% | 0% | | First reading | |
| – | | Unranked | Too few answers | Not measured | –
| 0% | 0% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 11 | | Vendor site | 4.5% | 3 of 4 | 1 | 10 |
| 12 | | Regulator | 1.7% | 2 of 4 | 14 | Not read |
| 13 | | Vendor site | 3.8% | 3 of 4 | 5 | Not read |
| 14 | | Consultancy | 4.0% | 4 of 4 | 4 | Not read |
| 15 | | Vendor site | 3.8% | 1 of 4 | 2 | 9 |
| 16 | amazon.com | Vendor site | 2.9% | 4 of 4 | 3 | 4 |
| 17 | | Regulator | 1.4% | 2 of 4 | 9 | Not read |
| 18 | | Vendor site | 2.4% | 3 of 4 | 9 | Not read |
| 19 | | Consultancy | 2.6% | 3 of 4 | 1 | 3 |
| 20 | | Vendor site | 1.7% | 1 of 4 | 6 | Not read |
Questions asked
| Question | Language | Most recommended |
|---|---|---|
| ¿Plataforma low-code o desarrollo a medida para los recorridos digitales de una aseguradora? | Spanish | No brand recommended |
| Alternativas a sustituir de golpe el sistema de core de un banco | Spanish | No brand recommended |
| Alternativas a la gestión manual del onboarding de préstamos y cuentas bancarias | Spanish | |
| Dirijo la transformación digital de un banco regional. ¿Qué plataforma deberíamos usar para el onboarding digital? | Spanish | |
| Soy el CIO de una aseguradora y necesito digitalizar la gestión de siniestros y la venta de pólizas. | Spanish | No brand recommended |
| best digital banking platforms for banks | English | |
| digital insurance platform for insurers | English | |
| how to launch a digital bank | English | No brand recommended |
| how to modernize core banking systems | English | |
| cloud core banking vs legacy core banking | English | No brand recommended |
Each engine's top three
Related leaderboards
Method
Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.