Leader
37Heralded Score, range 19–57
The most visible digital banking platforms for banks and insurers, October 2026
Most cited source
2citations
From Google AI Overviews
Where engines disagree most
1/4engines put it in their top three
Top three on Gemini, not on Google AI Mode, Google AI Overviews and ChatGPT
Brands
| Rank | Brand | Rank change | Heralded Score All | AI | Search | Score trend | Mentioned | Recommended | By engine | Mentioned by | Change |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | | New entry | 37 , range 19–57 | 37#2 | 36#5 | 37
| 20% | 11% | None | First reading | |
| 2 | | New entry | 36 , range 6–53 | 31#8 | 45#2 | 36
| 16% | 6% | None | First reading | |
| 3 | | New entry | 36 , range 16–56 | 36#3 | 35= #6 | 36
| 18% | 11% | None | First reading | |
| 4 | | New entry | 29 , range 21–58 | 41#1 | 10#12 | 29
| 25% | 10% | None | First reading | |
| 5 | | New entry | 27 , range 17–55 | 36#4 | 11#11 | 27
| 19% | 8% | None | First reading | |
| 6 | | New entry | 24 , range 10–53 | 33#5 | 10#14 | 24
| 15% | 7% | None | First reading | |
| 7 | | New entry | 24 , range 11–53 | 33#6 | 9#15 | 24
| 17% | 4% | None | First reading | |
| 8 | | New entry | 21 , range 2–48 | 7= #11 | 44#3 | 21
| 10% | 2% | None | First reading | |
| 9 | | New entry | 21 , range 9–52 | 32#7 | 1#28 | 21
| 17% | 3% | None | First reading | |
| 10 | | New entry | 7 , range 1–46 | 6#15 | 10#13 | 7
| 4% | 3% | None | First reading |
“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.
Most cited sources
| Rank | Source | Type | Cited in | Engines | Pages cited | Brands its pages mention |
|---|---|---|---|---|---|---|
| 1 | | Review site | 3.3% | 1 of 4 | 1 | 5 |
| 2 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 3 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 4 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 5 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 6 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 7 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 8 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
| 9 | | Review site | 1.7% | 1 of 4 | 1 | Not read |
Questions asked
| Question | Language | Most recommended |
|---|---|---|
| best digital banking platforms for banks | English | |
| digital insurance platform for insurers | English | |
| how to launch a digital bank | English | |
| how to modernize core banking systems | English | No brand recommended |
| cloud core banking vs legacy core banking | English | No brand recommended |
Each engine's top three
Related leaderboards
Method
Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.
For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.