The most visible business bank accounts in Romania, October 2026

October 2026 · 15 questions asked from Romania in Romanian and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Most cited source

bancatransilvania.ro

26citations

From Google AI Mode, Gemini, Google AI Overviews and ChatGPT

Where engines disagree most

BCR

2/4engines put it in their top three

Top three on Google AI Mode and Google AI Overviews, not on Gemini and ChatGPT

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
1 Revolut Business GB New entry 56 , range 36–78 71#1 30#1
56
  • : score 56 · #1
41% 34% Not read First reading
2 Wise Business GB New entry 44 , range 28–72 56#2 23#2
44
  • : score 44 · #2
35% 22% Not read First reading
3 ING NL New entry 28 , range 19–57 37#4 14#7
28
  • : score 28 · #3
19% 10% Not read First reading
4 BCR RO New entry 26 , range 20–57 38#3 5#13
26
  • : score 26 · #4
21% 8% Not read First reading
5 Libra Internet Bank RO New entry 21 , range 5–52 30#5 4= #14
21
  • : score 21 · #5
12% 5% Not read First reading
6 Raiffeisen Bank AT New entry 14 , range 4–50 20#6 4= #14
14
  • : score 14 · #6
10% 3% Not read First reading
7 Starling GB New entry 13 , range 2–48 8#9 21= #4
13
  • : score 13 · #7
7% 3% Not read First reading
8 Monzo Business GB New entry 11 , range 1–47 5#10 21= #4
11
  • : score 11 · #8
4% 3% Not read First reading
9 UniCredit Bank IT New entry 11 , range 1–44 4#12 22#3
11
  • : score 11 · #9
6% 0% Not read First reading
10 Salt Bank RO New entry 7 , range 2–48 10#7 1= #25
7
  • : score 7 · #10
6% 4% Not read First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 facebook.com Social 1.7% 1 of 4 2 Not read
12 financer.ro Directory 3.3% 2 of 4 2 Not read
13 ibanfirst.com Vendor site 3.3% 2 of 4 2 Not read
14 larinconsult.com Consultancy 3.3% 2 of 4 1 Not read
15 medium.com Community 1.7% 1 of 4 2 Not read
16 reddit.com Community 3.3% 1 of 4 2 Not read
17 relayfi.com Vendor site 3.3% 2 of 4 2 Not read
18 salt.bank Vendor site 3.3% 2 of 4 2 Not read
19 startco.ro Consultancy 3.3% 2 of 4 2 Not read
20 academybank.com Vendor site 1.7% 1 of 4 1 Not read

Questions asked

QuestionLanguageMost recommended
Care este cel mai bun cont bancar pentru o firmă mică? Romanian BCR and Revolut Business, tied
Servicii bancare online pentru startup-uri Romanian ING, Revolut Business and Wise Business, tied
Cum poate o firmă nouă să deschidă online un cont bancar pentru afaceri? Romanian Revolut Business
Cum îmi separ finanțele personale de cele profesionale ca freelancer? Romanian No brand recommended
Bancă tradițională sau cont online pentru o firmă mică? Romanian Revolut Business
Cont multivalutar sau cont local pentru o firmă exportatoare? Romanian Revolut Business and Wise Business, tied
Alternative la băncile tradiționale pentru contul unei firme mici Romanian Revolut Business, Salt Bank and Wise Business, tied
Alternative la folosirea unui cont personal pentru plățile firmei Romanian Revolut Business
Sunt freelancer și îmi înființez o firmă. Ce cont de business ar trebui să deschid? Romanian Revolut Business
Am o mică afacere de comerț online și am nevoie de un cont de business cu carduri pentru echipă. Romanian Revolut Business and Wise Business, tied

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured