The most visible business bank accounts in Netherlands, October 2026

October 2026 · 15 questions asked from Netherlands in Dutch and English · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 60 answers read

Leader

bunq

51Heralded Score, range 26–69

Most cited source

godutch.com

6citations

From Gemini and Google AI Overviews

Where engines disagree most

ING

1/4engines put it in their top three

Top three on Google AI Mode, not on Gemini, Google AI Overviews and ChatGPT

Brands

Rank Brand Rank change Heralded Score All AI Search Score trend Mentioned Recommended By engine Mentioned by Change
1 bunq NL New entry 51 , range 26–69 50#1 53#2
51
  • : score 51 · #1
38% 16% First reading
2 ABN AMRO NL New entry 51 , range 21–59 39#4 70#1
51
  • : score 51 · #2
30% 8% First reading
3 Revolut Business GB New entry 39 , range 23–63 44#2 29#8
39
  • : score 39 · #3
30% 13% None First reading
4 ING NL New entry 38 , range 20–57 37#5 39#6
38
  • : score 38 · #4
26% 6% First reading
5 Wise Business GB New entry 35 , range 17–56 36#6 33#7
35
  • : score 35 · #5
20% 9% None First reading
6 Finom NL New entry 30 , range 21–59 42#3 11#12
30
  • : score 30 · #6
23% 13% None First reading
7 N26 DE New entry 28 , range 4–51 19#8 43#4
28
  • : score 28 · #7
14% 4% None First reading
8 Knab Zakelijk NL New entry 21 , range 4–48 9#9 40#5
21
  • : score 21 · #8
10% 4% First reading
9 Qonto FR New entry 19 , range 4–50 23#7 14#11
19
  • : score 19 · #9
12% 3% None First reading
10 GoDutch IN New entry 16 , range 2–47 8#10 29#9
16
  • : score 16 · #10
8% 3% None First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI and Search give each brand’s score and rank on that side alone. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
11 amnistreasury.com Vendor site 1.7% 1 of 4 1 Not read
12 bvbeginnen.nl Vendor site 1.7% 1 of 4 1 Not read
13 citi.com Vendor site 1.7% 1 of 4 1 Not read
14 concur.com.au Vendor site 1.7% 1 of 4 1 Not read
15 corpay.com Vendor site 1.7% 1 of 4 1 Not read
16 demivolt.com Vendor site 1.7% 1 of 4 1 Not read
17 dexxter.be Vendor site 1.7% 1 of 4 1 Not read
18 em.bank Vendor site 1.7% 1 of 4 1 Not read
19 expensein.com Vendor site 1.7% 1 of 4 1 Not read
20 expensify.com Vendor site 1.7% 1 of 4 1 Not read

Questions asked

QuestionLanguageMost recommended
Wat is de beste zakelijke bankrekening voor een klein bedrijf? Dutch Finom
Online zakelijk bankieren voor startups Dutch bunq, GoDutch, Qonto and Revolut Business, tied
Hoe kan een nieuw bedrijf online een zakelijke bankrekening openen? Dutch bunq
Hoe houd ik als freelancer mijn zakelijke en privéfinanciën gescheiden? Dutch No brand recommended
Traditionele bank of online zakelijke rekening voor kleine bedrijven? Dutch ABN AMRO and ING, tied
Zakelijke rekening met meerdere valuta of een lokale zakelijke rekening voor exporteurs? Dutch Wise Business
Alternatieven voor een traditionele bankrekening voor kleine bedrijven Dutch bunq, Finom, Mollie Zakelijke Rekening, Revolut Business and Wise Business, tied
Alternatieven voor een privérekening voor zakelijke betalingen Dutch Knab Zakelijk
Ik begin als freelancer voor mezelf. Welke zakelijke rekening kan ik het beste openen? Dutch bunq and Finom, tied
Ik heb een klein e-commercebedrijf en zoek een zakelijke rekening met betaalpassen voor mijn team. Dutch Revolut Business

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured