The most visible business bank accounts in Europe, October 2026

October 2026 · 105 questions asked from 7 countries · ChatGPT, Google AI Overviews, Gemini and Google AI Mode · 420 answers read

Most cited source

youtube.com

68citations

From Google AI Mode and Google AI Overviews

Where engines disagree most

They agree

Every engine names the same top three.

Brands

Search is not measured for this board yet, so it ranks on AI answers.

Rank Brand Rank change Heralded Score All AI Score trend Mentioned Recommended By engine Mentioned by Change
11 Mercury US New entry 6 , range 4–9 6#11
6
  • : score 6 · #11
7% 1% Not read First reading
12 Airwallex AU New entry 5 , range 3–8 5#12
5
  • : score 5 · #12
5% 1% Not read First reading
13 Vivid DE New entry 4 , range 3–7 4#13
4
  • : score 4 · #13
5% 1% Not read First reading
14 Kontist DE New entry 3 , range 2–6 3#14
3
  • : score 3 · #14
3% 1% Not read First reading
15 Holvi FI New entry 3 , range 2–5 3#15
3
  • : score 3 · #15
3% 1% Not read First reading
16 Libra Internet Bank RO New entry 3 , range 2–5 3#16
3
  • : score 3 · #16
3% 1% Not read First reading
17 Brex US New entry 2 , range 2–4 2#17
2
  • : score 2 · #17
2% 0% Not read First reading
18 Salt Bank RO New entry 2 , range 1–4 2#18
2
  • : score 2 · #18
1% 1% Not read First reading
19 Payoneer US New entry 2 , range 1–4 2#19
2
  • : score 2 · #19
1% 0% Not read First reading

“=” marks brands whose score ranges overlap, so the test cannot separate them. Every brand named in at least three answers is ranked. AI gives each brand’s score and rank from the engines’ answers; Search is not measured for this board yet. By engine has one dot per engine (ChatGPT, Google AI Overviews, Gemini and Google AI Mode), darker the more often it names the brand.

Most cited sources

Rank Source Type Cited in Engines Pages cited Brands its pages mention
1 youtube.com Social 11.0% 2 of 4 52 Not read
2 bancatransilvania.ro Vendor site 5.0% 4 of 4 11 Not read
3 handelsblatt.com Media 3.1% 3 of 4 8 Not read
4 onderneming.nl Media 3.6% 3 of 4 3 Not read
5 pleo.io Vendor site 2.6% 3 of 4 13 Not read
6 ing.de Vendor site 2.9% 4 of 4 6 Not read
7 kvk.nl Regulator 2.9% 3 of 4 9 Not read
8 reddit.com Community 3.3% 3 of 4 12 Not read
9 bank.nl Directory 3.1% 4 of 4 4 Not read
10 rankia.com Community 2.6% 4 of 4 8 Not read

Questions asked

QuestionLanguageMost recommended
Care este cel mai bun cont bancar pentru o firmă mică? Romanian Revolut Business
Servicii bancare online pentru startup-uri Romanian Revolut Business and Wise Business, tied
Cum poate o firmă nouă să deschidă online un cont bancar pentru afaceri? Romanian Revolut Business
Cum îmi separ finanțele personale de cele profesionale ca freelancer? Romanian No brand recommended
Bancă tradițională sau cont online pentru o firmă mică? Romanian Revolut Business
Cont multivalutar sau cont local pentru o firmă exportatoare? Romanian Revolut Business and Wise Business, tied
Alternative la băncile tradiționale pentru contul unei firme mici Romanian Revolut Business, Salt Bank and Wise Business, tied
Alternative la folosirea unui cont personal pentru plățile firmei Romanian Revolut Business
Sunt freelancer și îmi înființez o firmă. Ce cont de business ar trebui să deschid? Romanian Revolut Business
Am o mică afacere de comerț online și am nevoie de un cont de business cu carduri pentru echipă. Romanian Revolut Business and Wise Business, tied

Each engine's top three

Method

Each leaderboard ranks brands on two sides. AI is how ChatGPT, Gemini, Google AI Overviews and Google AI Mode answer the board's buyer questions. Search is Google's top 10 results for the keywords behind those questions. All combines the two, where Search is measured.

For the AI side, each month Heralded asks every engine the same buyer questions, twice each, and reads every answer. An answer counts 0 for a brand it leaves out, 50 for a brand it names and 100 for a brand it recommends, and the Heralded Score is built from those. A brand named in at least three answers gets a score and a place.

How the leaderboards are measured